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The site was originally occupied by the Goodwyn Institute, an institutional office building completed in 1927. Light panels adorn the sides of the building, which are used to illuminate various images on the side of the building at night. It is currently the seventh tallest building in the city. The building's namesake is its main tenant First Horizon Bank. The First Horizon Bank Tower (formerly First National Bank Building and First Tennessee Bank Building) is a high-rise office building in Memphis, Tennessee. They do not belong to or represent views of the Federal Trade Commission.Office building in Memphis, Tennessee First Horizon Bank Towerġ65 Madison Avenue, Memphis, Tennessee 38103ģ5☀8′39″N 90☀3′03″W / 35.1443°N 90.0508°W / 35.1443 -90.0508 Opinions in comments that appear in this blog belong to the individuals who expressed them. To protect your privacy and the privacy of other people, please do not include personal information. The comments posted on this blog become part of the public domain. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. To file a detailed report about a scam, go to. We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses.We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.

We expect commenters to treat each other and the blog writers with respect. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Stay tuned in the weeks and months to come for more advice about buying a car or truck at a dealership. And the FTC estimates that car buyers will save $3.4 billion per year. The CARS Rule will make it easier to shop around for a vehicle based on the actual price.

A dealer can’t charge you for any item unless they’ve told you what it is and how much it costs, and you’ve agreed to the charge.

a GAP agreement that doesn’t cover your vehicle or your neighborhood or other parts of your deal.

nitrogen-filled tires that contain no more nitrogen than normally exists in the air.

a service contract for oil changes on an electric vehicle.

A dealer can’t charge you for products or services that have no benefit like.

Like what? Rustproofing, protective paint coatings, extended warranties, guaranteed asset protection (GAP) agreements, and wheel and tire warranties.

You have the right to refuse any products or services that increase the price of the vehicle.

And if they offer you a lower monthly payment, they must tell you if it will raise the total cost of the vehicle.

If a dealer is quoting monthly payments, they must tell you the total amount you’ll pay for the vehicle.

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The offering price must include all costs and fees EXCEPT for required government fees, like taxes and license and registration costs.

#Tennessee bank full

A dealer must tell you the offering price, which is the full price of the vehicle.Here’s what the Rule means for car and truck buyers like you. The FTC’s new Combating Auto Retail Scams (CARS) Rule aims to change that by stopping bait-and-switch tactics and hidden fees. It can also be costlier than expected, because of misleading ads and hidden fees at the dealer. Whether you’re excited about buying the car of your dreams or just trying to make your budget stretch to get reliable transportation, the car buying process can be stressful.

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